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Michael Dehal

Michael Dehal,

MBA, CPA, CMA, CIM® Senior Portfolio Manager, Private Client Group
777.7092

Michael Dehal brings more than 25 years of industry experience to guiding clients toward meaningful financial outcomes. Known for his calm demeanor and purposeful approach, Michael’s disciplined investment philosophy and unwavering commitment to his clients form the foundation of his independent practice. He specializes in active discretionary portfolio management for high net worth families, individuals, and corporations, with deep expertise in cross border wealth management and institutional cash management.

Michael’s comprehensive approach to wealth management is informed by his diverse professional background. His services extend beyond portfolio construction to include financial and retirement planning, estate planning, insurance solutions, and tax efficient strategies. As a portfolio manager, he takes an active, hands on approach, with a strong and consistent focus on delivering superior risk adjusted returns.

A lifelong learner, Michael holds an extensive set of academic credentials and professional designations. He earned a Bachelor of Commerce (BCom) degree from McMaster University and a Master of Business Administration (MBA) from Queen’s University. He is a Chartered Professional Accountant (CPA), Certified Management Accountant (CMA), and Chartered Investment Manager (CIM). In addition, he holds U.S. Series 7 and Series 66 licenses, enabling his team to serve U.S. residents and Canadians with IRAs through specialized cross border services.

Michael is a widely recognized voice in the financial industry. He is frequently featured in leading media outlets such as CNBC, BNN Bloomberg, Reuters, The Globe and Mail, Investment Executive, and Wealth Professional. His insights into market dynamics and investment strategy have led to invitations to speak at prominent industry conferences and events in major financial centres around the world, including New York, Chicago, Miami, Dallas, Frankfurt, Tokyo, and Seoul.

Giving back is central to Michael’s values. His commitment to philanthropy and community service was recognized in 2020 when he received the Wealth Professional Award for Excellence in Philanthropy and Community Service. He serves as a Board Member of Smile Train Canada, a global nonprofit providing life changing cleft surgeries and comprehensive care to children in need, and also sits on the board of the Cleft Prevention International Foundation. Born with a cleft lip and palate, Michael has a deeply personal connection to these causes. A frequent traveler to India, he also supports several orphanages and is passionate about helping children and individuals living with disabilities.

Outside the office, Michael is an avid long distance runner. He has completed three of the seven World Marathon Majors and is committed to finishing all seven, an ambition that mirrors the discipline, resilience, and long term focus he brings to his work with clients every day.

Raymond James (USA) Ltd. All rights reserved. Raymond James (USA) Ltd. (RJLU) advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. This website may provide links to other Internet sites for the convenience of users. RJLU is not responsible for the availability or content of these external sites, nor does RJLU endorse, warrant or guarantee the products, services or information described or offered at these other Internet sites. Users cannot assume that the external sites will abide by the same Privacy Policy that RJLU adheres to. Investing in foreign securities involves risks, such as currency fluctuation, political risk, economic changes, and market risks. Raymond James (USA) Ltd., member FINRA / SIPC.

The Chartered Investment Manager® (CIM®) Designation builds the skills and experience we need to serve a more sophisticated financial client or institution. Financial professionals who hold the CIM® designation are eligible for registration as a Portfolio Manager in Canada. They have expertise in providing money management services to high-net-worth and institutional clients, and they understand the application of portfolio management in the context of Canadian markets and regulatory requirements.

What do these designations mean for you? They mean that when you work with an investment consultant who has taken the time to complete these designations, you’re working with someone who is well-versed in modern concepts of investment advice, is educated enough to understand how your individual investments are being managed and how they work together – no matter how complex it may be. These skills, along with a commitment to advanced education, enable them to provide you with the kind of service that you not only want, but deserve.

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